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Orland Park commercial truck accident attorney insurance claimIf someone in your family has been seriously injured in a truck accident, you are part of a dangerous nationwide trend. In March 2019, the Federal Motor Carrier Safety Administration (FMCSA) issued its latest highway crash statistics for the year 2017. From 2016 to 2017, the number of large commercial trucks involved in fatal crashes in the U.S. rose from 4,251 to 4,657, an increase of 10%. Thousands more commercial truck crashes involved serious injuries. These statistics are concerning, because while the amount of semi-truck traffic on America’s roadways has been rising, the number of crashes is rising faster.   

Of course, FMCSA requires interstate commercial trucking companies to carry large amounts of liability insurance. For non-hazardous cargo trucks weighing 10,000 pounds or more, the minimum liability insurance is $750,000. Thus, anyone injured in a truck crash should be able to collect compensation for their injuries from the trucking company’s insurance policy. 

Why Do You Need an Attorney for a Truck Crash Insurance Claim? 

When someone you love is seriously injured or killed in a commercial truck accident, your family is both emotionally and financially vulnerable. When you have mounting medical bills and loss of income, why not accept the offer of a quick insurance settlement? Can you not trust the insurance company to pay you a fair amount of compensation for your injuries?

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Tinley Park truck accident lawyer excessive speedThe National Transportation Safety Board (NTSB) points to rising speed limits as a critical factor in the increase in fatal truck accidents. Since 1995, states first increased highway speed limits from 55 to 65 mph, and then to 70 mph. Since January 1, 2014, over 80 percent of Illinois’ interstate highways have had a 70 mph speed limit. Speeds up to 80 mph are allowed on rural interstates in Idaho, Montana, Nevada, South Dakota, Texas, Utah, and Wyoming, while states like Kansas, Nebraska, Oklahoma, and nine others have a 75 mph cut-off. 

When speeding, truck drivers have little room for error. A fully loaded semi traveling at 55 mph will take about 300 feet to stop, but at 65 mph, tractor-trailer trucks can take 525 feet to stop. Tailgating, driver fatigue, or even a minor distraction can lead to a collision with tragic consequences. 

Why High-Speed Truck Accidents Cause More Severe Injuries

The faster a car or truck is going, the greater the force of the crash. In addition, the energy of the crash increases exponentially relative to the speed. Imagine backing into a concrete post at 25 mph. It would not kill you, but your bumper would take a beating. Now imagine this crash at even higher speeds:

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Orland Park personal injury attorneyThe aftermath of any motor vehicle accident can be overwhelming. Injured victims must determine how badly they are hurt and then deal with the legal, property, and insurance considerations related to the crash. When the accident involves a commercial truck, however, things can become even more complicated. Not only are injuries much more likely but there are often many additional factors that come into play when a commercial truck is involved. It is important to understand how truck accidents are different from “regular” car accidents so that you are fully prepared in the event of such a crash.

More Severe Injuries

According to federal estimates, the average passenger car, including minivans, and SUVs, weighs just over 4,000 pounds. The average tractor-trailer combination that you see on California roadways measures up to 70 feet long or more and weighs up to 80,000 pounds. The numbers are even more staggering for specially-marked “oversized vehicles.” This means that a commercial truck cruising at highway speeds can weigh up to 20 times or more than the cars around it weigh.

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