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Cook County Injury Lawyers

If you or someone in your family has been injured in an accident caused by someone else’s negligence or wrongdoing, you should seek the advice of an experienced personal injury lawyer as soon as possible. In the wake of a serious injury, your first priority is to take care of yourself and your family. Consulting with a lawyer may be the last thing on your mind, but obtaining legal advice quickly can prove critical, especially if you face medical bills, lost wages, rehabilitation, and/or pain and suffering as a result of your injuries.

Police and Insurance Company Investigations

When a severe injury occurs in an accident, an investigation will begin immediately to determine exactly what happened. The police may be involved along with insurance company investigators, but they have different objectives. The police want to determine if a crime was committed, while the insurance company is focused on who was liable. You want to speak with an attorney before giving a statement to an insurance claims agent. If you mistakenly say the wrong thing, it could affect your ability to obtain full and fair compensation for your losses. 

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Orland Park personal injury lawyer, personal injury settlement, medical liensFollowing a car accident, your first priority is seeking treatment for your injuries. As we all know, medical care is expensive, especially if you lack sufficient insurance. Even a simple accident can lead to thousands of dollars in unpaid bills. Additionally, Illinois hospitals are not shy about collecting on those bills, even if the injured victim has yet to receive any compensation from the parties responsible for his or her accident.

Court Rules Hospital Did Not Have to Bill Victim's Insurer

Illinois law permits all health care providers—hospitals, doctors, et cetera—to file a lien against “all claims and causes of action” held by an injured person who seeks treatment. In other words, if you are injured in a car accident, the hospital that treats you can legally claim part of any potential personal injury lawsuit that you file. The law limits such medical lien to “reasonable charges” for the care provided, which in no case may be more than 40 percent of the “verdict, judgment, award, settlement, or compromised” secured by the injured victim.

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